Change a number, see its impact instantly. Say goodbye to your anxiety about the (financial) unknown.
Plug in a few numbers and see your financial picture for the rest of the year.
Don’t you hate when financial tools assume you’re getting the same paycheck every month? List your various invoices in one place, see them tallied by month in another.
Your work isn't ugly. Your spreadsheet doesn't have to be.
DIYer? Add tables to suit your needs. Move things around. Run new numbers. Unlike an app, this is 100% your sandbox to play with.
Small pieces of advice on business deductions, tax estimation, and links to more information.
Save the file to your iCloud account and it’s automatically updated whenever you change it. Edit it from your iPad, iPhone or Mac.
Coming Fall 2013
Create and edit Numbers spreadsheets on your PC or Android tablet with iWork for iCloud
(Choose one based on what platforms you use)
We work on new and improved versions of WTF*nances based on your feedback. Some planned features:
No, you must update your bank balances and spending yourself. This template is for people who like to actively stay on top of their balances, or do an in-depth check in every once in a while.
You can choose to use this sheet solely for your business funds, or just for your personal money. It is possible to modify the Big Picture table to track a third row of business cash if you like. If you would like more tools for managing your business finances then you might consider some more full-featured accounting services like:
The template comes with instructions built in to help you figure it out. Each sheet and table also has a clear name that describes what it is. While tax estimation is always going to be a little tricky, the formulas included do 99% of the work (for single filers) on their own. If you’re really stuck, please email us at email@example.com.
The undo button will be your friend. We recommend always keeping a copy of the original template for backup purposes. If you're using the template on your iPhone, accidentally changing the wrong formula is really easy to do because of the small touchscreen. Tip: shake to undo!
All rates are listed in one place: the Reference sheet at the end of the template. This makes it easy to update them when you need to. Also, after you buy WTF*nances we'll send you a yearly email containing updated rates so you can quickly update the Reference sheet.
Nope. Due to everyone's unique situation and local laws you will need to estimate your own state, local and sales taxes. Future versions of the template will include a few estimated state tax calculators, like New York and California. Sign up to the newsletter or follow WTF*nances on Twitter to hear about updates.
You can modify the template for that purpose, but its features are meant as future-looking forecasting and planning tools. For tracking past expenses, I recommend Mint, or for business accounts, a service like Outright or LessAccounting that automatically imports bank data.
Purchase WTF*nances and also get: